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||Accounting Article: Debt
Debt settlement is the direct result of negotiation
on a delinquent account such as credit card debt, medical debt, repossessions
and more. We can then say negotiation is the key to debt settlement andmany
debt settlement programs are therefore not necessary.
The art of negotiating can be applied to anything, many of us are expert
negotiators and we do not even know it. When we go out and buy the car of
our dreams, we negotiate on its color, tires, stereo and much more.When
we buy a house we use the art of negotiation, we look for a discount on
the price to pay. It is exactly the same idea behind negotiating delinquent
unsecured debt. No program or negotiation company has re-invented the wheel,
there is nothing new to how negotiations took place a thousand years ago
or how they are done today. The only thing that must be kept in mind is
to know about what you are negotiating on. Before buying a car we buy a
million magazines and get informed, before buying the house we talk to many
different sources. We get informed. The same must be done before we decide
to reach settlements on our unsecured debt.